1. Acceptance of Terms
This website is owned and operated by Bermuda LLC, a Texas Limited Liability Corporation, and its affiliates. Bermuda LLC operates as an independently owned insurance agency that markets and sells insurance products through affiliates and managing general agencies licensed across various U.S. jurisdictions.
By accessing or using this website, you agree to abide by the Terms of Use outlined below, along with all applicable laws and regulations. If you do not agree to these terms, you are not authorized to use this website.
- These terms may be updated periodically without notice.
- Users must be at least 18 years old to access the website.
2. Limited License and Site Access
Bermuda LLC grants you a limited, non-exclusive license to access and use this website for personal, non-commercial purposes. This license does not allow:
- Resale or commercial use of site content.
- Downloading, modifying, or duplicating any part of the website without explicit written consent.
- Framing, meta-tagging, or any misuse of Bermuda LLC trademarks without permission.
Any unauthorized use terminates this license.
3. Products and Services Availability
General Information
This website provides general information about products offered by Bermuda LLC and its affiliates. Products and services:
- Are not available in all jurisdictions.
- Are subject to local laws and underwriting requirements.
- May require consultation with a licensed agent, broker, or intermediary.
Operating Affiliates
Bermuda LLC consists of wholly-owned subsidiaries authorized to transact insurance business in specific jurisdictions. References to “Bermuda LLC” do not imply that all affiliates operate identically.
Non-U.S. Companies
Non-U.S. affiliates are not licensed to operate in the U.S. and are excluded from state insurance guaranty associations or insolvency funds.
U.S. Companies
U.S. affiliates operate only in jurisdictions where they are authorized.
4. Copyright and Intellectual Property
All content on this website, including text, graphics, and logos, is protected by copyright laws and owned by Bermuda LLC or its affiliates.
You may:
- Download and print content for personal use while preserving copyright notices.
You may not:
- Alter, reproduce, distribute, or reuse website content without explicit permission.
For intellectual property concerns, contact: info@thebermuda.us.
5. Prohibited Uses
You may not use this website for unlawful, fraudulent, or malicious purposes, including but not limited to:
- Unauthorized access to systems or data.
- Uploading harmful or infringing content.
- Engaging in spamming, phishing, or other disruptive activities.
Violation of these terms may result in restricted access or legal action.
6. Disclaimer and Limitation of Liability
This website and its content are provided “as is” without warranties of any kind. Bermuda LLC is not liable for:
- Inaccuracies or errors.
- Losses arising from website use or inability to access the website.
- Unauthorized access to user data.
Some jurisdictions may not allow the exclusion of warranties or limitations on liability, so these exclusions may not apply to you.
7. Privacy Statement
Bermuda LLC is committed to protecting your personal information. For details, refer to the Privacy Statement section of this website.
8. Security
While Bermuda LLC implements security measures, no system is entirely secure. Users accept the risks of transmitting data online.
9. Governing Law
These terms are governed by the laws of Texas, USA. Disputes will be resolved in state or federal courts located in Texas.
10. Contact Information
For inquiries regarding these terms or the privacy statement, contact Bermuda LLC at info@thebermuda.us.